Pres Carter wrote the mortgage law that ratcheted up the number of 'no proof' mortgages written every year. It was set to hit over 1/3 of all mortgages the year after the meltdown. Imagine owning a store with 1/3 shoplifters as customers.
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so, they have black and hispanic- and female black and hispanic managers- in banking with no management training, no business training and no clue how to function. Awe-inspiring mistakes happen under their watch. Fraud, waste, abuse, EEOC violations.
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spouse forced to work in one while he got MBA. in theory, they want educated employees, in practice "you could leave us if you had an MBA" also, bad managers. they have to hire diversity, but diversity and old money do not mix well, is the nice way to say it.
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not just benign optimism. gov't forced banks to open branches in poor neighborhoods, to get to open banks in rich neighborhoods. the banks used these branches as punishment branches- low base pay w/ incentives- base too low to live on. bankers would quit.
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"Senator, you're no Jack Kennedy".
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Sneak attack on Pearl Harbor? God, I hope you're kidding.
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