Credit cards should be used as a convenient cash replacement, and charges settled every month.
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Thankfully, I learned my lesson and don't have that problem.
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Actually Americans owe $1 trillion due to buying toys they cannot and do not pay for.
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Credit Card Debt, School Tuition, Auto Loans, Robot replacement, Retail jobs closing- WWIII imminent....
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This funds my churning and free rewards flights hobby at least.
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