Credit cards should be used as a convenient cash replacement, and charges settled every month.
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If you did that credit card companies wouldn't be nearly as profitable. The entire industry is a bet that most people won't do that.
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I know. And people get in trouble and debt... Just stating the ideal scenario.
End of conversation
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Actually Americans owe $1 trillion due to buying toys they cannot and do not pay for.
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how would interest rates have an effect on the principal balance?
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Thankfully, I learned my lesson and don't have that problem.
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Credit Card Debt, School Tuition, Auto Loans, Robot replacement, Retail jobs closing- WWIII imminent....
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And here I though it was due to my being a dummy who just couldn't wait to save for that stupid handbag.
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When are you going to have
@DaveRamsey on your show?

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