Stefan Molyneux on Twitter: "Sigh. No. The US government forced banks to lend to blacks and Hispanics. That’s why the government never prosecuted the banks. Their legal defence would be to point out how they were forced. Far easier to just blame “deregulation” and “capitalism.”… https://t.co/0PWOGfs4rM"

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Sigh. No. The US government forced banks to lend to blacks and Hispanics. That’s why the government never prosecuted the banks. Their legal defence would be to point out how they were forced. Far easier to just blame “deregulation” and “capitalism.”https://twitter.com/irish4ever4/status/1170054290930569217 …

irish4ever @irish4ever4

Replying to @bodenstien @StefanMolyneux

Banks bullying and taking advantage of low income people specifically low income blacks more than whites but across the board it’s still the same banks took advantage of low income people maybe more specifics groups than others

12:23 PM - 6 Sep 2019

271 Retweets
1,024 Likes

65 replies 271 retweets 1,024 likes

1. MadderMartigan‏ @Madder_Martigan Sep 6
  
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  Replying to @StefanMolyneux
  
  correct. a lender can't "take advantage of you" by offering you a loan you can never pay back. they would go out of business doing that. unless, of course, the government incentivized / required them to do so, with the guaranty that they would be bailed out
  
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1. gary garfunkel‏ @g_garfunkel45 Sep 6
  
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  Community Reinvestment Act signed by Jimmy Carter
  
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1. Sean Bergin‏ @SeanBerginNews Sep 6
  
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  Or blame “predatory lenders” that’s how we cover it in local news.
  
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1. william hughes‏ @HughesSarge Sep 6
  
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  Even Barney frank, the architect of the law forcing banks to make unsafe loans admitted as much, it’s why he Chris dodd are no longer in politics.
  
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1. Milo Salak‏ @mgsalak Sep 6
  
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  The Government's CRA (Community Reinvestment Act) FORCED Banks to make these BAD loans. The CRA is STILL enforced.
  
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1. Dave‏ @FrackerDave Sep 6
  
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  1/1000 discussions of 2008 brings this up.
  
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1. topjimmy‏ @topjimmy Sep 6
  
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  Amen
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1. Adios Mofo P1‏ @at1stiwasafraid Sep 6
  
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  pic.twitter.com/WxxmjUqvsA
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1. SunshineOnMyShoulders‏ @SunshineOnMySh5 Sep 6
  
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  They took advantage of no one, it was an opportunity most failed at.
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1. Caviar Clouds‏ @emakovich Sep 6
  
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  Great perspective.
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1. Mad Tex and his 72 slices of bacon ‏ @PorkKabeb Sep 6
  
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  Damn, i didn't know that was a thing. Was there a law or act or something?
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1. janet‏ @OustideVoice Sep 6
  
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  Same thing happened with the student loan situation.
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1. 4th Amboy‏ @4thAmboy Sep 6
  
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  "Forced" might be a stretch. All participants in process, right down to loan origination, embraced it enthusiastically. I knew wealthy hispanic loan originators in Paterson NJ that customers trusted because they "spoke their language". These customers got taken to the cleaners
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1. Eric D. Légaré PPC‏ @EricDLegare Sep 6
  
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  I would argue that the people responsible are the ones who took mortgages they couldn't afford, the government helped make it happen but at the end of the day people should be responsible for their own debts.
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1. El Patriota Americano Est.1776‏ @ElPatriotaA1776 Sep 6
  
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  Hmmmmm
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1. Jason Lamar‏ @JasonLamar4 Sep 6
  
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  Dims and Rhinos were responsible.
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