You get a swipe card that just tracks your medical spending, at $15k or whatever it turns into 100% coverage for the rest of the year.
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So ppl have a strong incentive to get the mall bloodwork and not the $1500 hospital markup, but if you get hit by a car you're OK...ish.
End of conversation
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. Banned in Sweden. SubGenius, Zhuangist, white-hat troll. Defrocked mathematician. Brain problems.