I think maybe it's possible society as a whole should pay for insurance because cascade losses/unpredictability are worth avoiding. PD-ish?
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Replying to @drethelin
@drethelin i.e. "install this sprinkler and your rate goes down 5%", gives the customer a concrete way to weigh indirect risk costs.1 reply 0 retweets 1 like -
Replying to @drethelin
@drethelin Building codes and underwriting codes are pretty deeply entwined as it is, so yes.1 reply 0 retweets 0 likes
Replying to @drethelin
@drethelin Private underwriting goes back to the 17th century, modern building code law to the mid-19th. They coevolved.
11:55 AM - 20 Mar 2013
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. Banned in Sweden. SubGenius, Zhuangist, white-hat troll. Defrocked mathematician. Brain problems.