Not true, in practice, unfortunately. But I think all of that is coming to an end with the supposed end to "individual mandate" (which hasn't been well explained ) https://twitter.com/cr7ftb/status/945791679340171266 …
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It all depends on whether or not your plan was a Granfathered (lots of large companies) or Non Granfathered plans (most under 50 fully insured groups)
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