I use citi cash back for almost every purchase/bill and pay off each month. It’s 2% back. Adds up to a free 3-400 bucks a year. Never carry a balance month to month.
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Agree. FYI MasterCard has a 2% cashback Double Cash card (High FICA req). Costco has a Visa 4% cashback on their gas, 3% restaurants, + more. All this worth several hundred a year to our budget & effortless!
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Really expensive way to borrow $
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Check out Citi Double Cash. I get 2% back on everything that way.
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The only borrowing I had was for college and grad school. I saved for my first apartment. I use CC more for convenience and rebate points. Fortunate to have opp to to work very hard and fin’l rewards
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Average a little over $50,000 monthly in charges.
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