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SenGillibrand's profile
Kirsten Gillibrand
Kirsten Gillibrand
Kirsten Gillibrand
Verified account
@SenGillibrand

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Kirsten GillibrandVerified account

@SenGillibrand

US Senate candidate, NY

Theo and Henry's mom, U.S. Senator from New York, author of NYT bestseller Off the Sidelines. Pitcher, but sometimes left fielder. Democrat.

New York
kirstengillibrand.com
Joined September 2009

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    1. Kirsten Gillibrand‏Verified account @SenGillibrand Apr 25
      US Senate candidate, NY

      Millions of Americans have fallen victim to predatory payday loans. Here is how we can break this vicious cycle:https://www.huffingtonpost.com/entry/kirsten-gillibrand-postal-banking-bill_us_5ae07f9fe4b07be4d4c6feae?ncid=engmodushpmg00000004 …

      50 replies 331 retweets 780 likes
      Show this thread
      Kirsten Gillibrand‏Verified account @SenGillibrand Apr 25
      US Senate candidate, NY

      Today, I am introducing a Postal Banking Act to give everyone access to basic banking services like checking and interest earning savings accounts, small dollar loans, and transaction services like debit cards and cash machines.

      8:35 AM - 25 Apr 2018
      • 383 Retweets
      • 1,298 Likes
      • __Sue__ Eric Suderman Ben Basche 🛸 Banking Humor! 🙈🙉🙊 Kaly Moot Darlene Mednick Daniel Jones Syleis Wiley Kristen Gillibrand
      86 replies 383 retweets 1,298 likes
        1. New conversation
        2. Kirsten Gillibrand‏Verified account @SenGillibrand Apr 25
          US Senate candidate, NY

          This idea could wipe out the predatory practices of the payday loan industry overnight by providing an accessible and low cost alternative.

          6 replies 44 retweets 237 likes
          Show this thread
        3. Kirsten Gillibrand‏Verified account @SenGillibrand Apr 25
          US Senate candidate, NY

          Payday lending traps compound the financial struggles of many hardworking people who are struggling to get by. It makes it expensive to be poor. A simple short-term $50 loan to pay a utility bill or repair a car could end up costing 400% more to repay in just two weeks!

          18 replies 52 retweets 192 likes
          Show this thread
        4. Kirsten Gillibrand‏Verified account @SenGillibrand Apr 25
          US Senate candidate, NY

          The Post Office has 30,000 locations across the country, making this an efficient and elegant solution for the millions of “unbanked” and "underbanked" in communities with no options. This bill will cost taxpayers nothing, and will also strengthen the Post Office's finances.

          31 replies 66 retweets 228 likes
          Show this thread
        5. Kirsten Gillibrand‏Verified account @SenGillibrand Apr 25
          US Senate candidate, NY

          And, most importantly, this bill will help many low-income workers begin to save and accumulate wealth, empowering our underserved communities to build financial success for generations.

          1 reply 31 retweets 162 likes
          Show this thread
        6. Kirsten Gillibrand‏Verified account @SenGillibrand Apr 25
          US Senate candidate, NY

          The federal government has backed financial institutions directly & indirectly for decades with FDIC insurance, FHA backing, & bailouts. But those “for profit” banks have left too many behind. It's time to close the gap—and this time, no one will get rich on the taxpayers dime.

          3 replies 34 retweets 189 likes
          Show this thread
        7. Kirsten Gillibrand‏Verified account @SenGillibrand Apr 25
          US Senate candidate, NY

          This is a simple solution to a problem facing every state in this country. In 2006, payday loans were so bad that Congress had to pass a law to ban them from preying on military service members. We should offer the same protections to everyone with an alternative to endless debt.

          6 replies 70 retweets 297 likes
          Show this thread
        8. Kirsten Gillibrand‏Verified account @SenGillibrand Apr 25
          US Senate candidate, NY

          Financial services and payday lender lobbyists will fight this hard, but we need to fight harder. It's simple: we should put people above profit. Join this fight: Make sure your interests are represented in Congress and raise your voice.

          21 replies 65 retweets 284 likes
          Show this thread
        9. End of conversation
        1. New conversation
        2. Dividend Master‏ @DividendMaster Apr 27
          Replying to @SenGillibrand

          You are going to let the mooks working at my local post office decide who should and shouldn’t get a loan ?

          1 reply 2 retweets 23 likes
        3. 2 more replies
        1. New conversation
        2. Scott Santens‏Verified account @scottsantens Apr 25
          Replying to @SenGillibrand

          Congrats! This is an important step to better enabling the distribution of monthly basic income transfers to once and for all end the payday loan industry and also create a foundation of economic security underneath all citizens.https://medium.com/basic-income/payday-loan-lenders-are-unstoppable-except-with-the-help-of-basic-income-6572bec30210 …

          1 reply 1 retweet 9 likes
        3. Terri Wh‏ @TerriWh109 Apr 25
          Replying to @scottsantens @SenGillibrand

          Sounds like a great idea. My fear is GOP and WH will fight it tooth and nail, they seem to have a vested interest in keeping a large portion of America in poverty.

          1 reply 0 retweets 1 like
        4. Kree Darnor‏ @Kree_Darnor Apr 25
          Replying to @TerriWh109 @scottsantens @SenGillibrand

          Plus trump dislikes the postal service already.

          1 reply 1 retweet 1 like
        5. Terri Wh‏ @TerriWh109 Apr 25
          Replying to @Kree_Darnor @scottsantens @SenGillibrand

          Yes he does, not saying it couldnt happen, it would be a helluva fight, but something worth fighting for.

          0 replies 0 retweets 0 likes
        6. End of conversation
        1. Dr. Janet Frick‏ @jfrickuga Apr 25
          Replying to @SenGillibrand

          Everyone interested in learning more should read the book on postal banking written by UGA law professor @MehrsaBaradaran Ted talk on the topic: Postal Banking: An old solution to a new problem | Mehrsa Baradaran | TE... https://youtu.be/VYdNKMkBYuQ  via @YouTube

          0 replies 2 retweets 6 likes
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        1. New conversation
        2. Trent Ferrington‏ @TrentFerrington Apr 25
          Replying to @SenGillibrand

          This goes beyond "Big Brother" and "cradle to grave" assistance (aka Socialism). No thank you!

          2 replies 2 retweets 6 likes
        3. Brian‏ @01hazzard01 Apr 25
          Replying to @TrentFerrington @SenGillibrand

          They deliver mail just fine. It takes much longer than it used to, but it gets there eventually. If this ever happens, and I seriously doubt it will, they will lose more money on this venture. Not that easy to start a bank

          1 reply 0 retweets 2 likes
        4. 1 more reply
        1. New conversation
        2.  ❌ TMC  ❌‏ @130barkley Apr 27
          Replying to @SenGillibrand

          In case you didn't know, and that's a safe assumption, banks are located on nearly every corner. And, this is really important, they all have internet connections and telephones!

          1 reply 2 retweets 8 likes
        3. 1 more reply

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