Actuarial tables
We’ve got a big problem here in Oz - too many old people claiming, young people leaving because less is covered 
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EXACTLY! Healthcare is actual medical attention. The insurance we purchase is not health care. It is insurance.
End of conversation
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To borrow your term, it's a confusopoly of the highest order.
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American healthcare system is one of the biggest scams in world history
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And socialized medicine isn't much better, as anyone who's seen the ups and downs of the British
@NHSuk knows all too well. No wonder the French and Germans prefer a public-private partnership system.
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But what you get is not the best.
End of conversation
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The people with insurance are subsidizing the people who don’t have insurance and can’t pay their medical bills.
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