That concerns me as well, because that's what my hubby is doing right now. I've advised him otherwise, but haven't changed his mind yet. Do you think it should be 30/70 instead of 70/30?
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Personal finance should be a course in the school curriculum.
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Much like weight loss, people know what to do. Most don't have the willpower to not do it. (Lease payments, overbuying their house, credit cards, not saving in 401(k), etc.)
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My husband is a debt free person. If we can't pay for it outright we don't purchase. Totally debt free.
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All good but you forgot rule number 1. Pay yourself first by setting aside 10% of your income. Even if you fail to follow all of the other rules but that one, you’ll be in. Pay yourself first - 10%! The Wealthy Barber.
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This is why middle class rental housing is an emerging trend.
End of conversation
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I spent my first five years post-college working for an investment firm in their mutual funds department as an agent and even though I’d no intention of working in this field or knew much to start with, this is exactly the kind of plan we would have promoted!
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