If climate change and/or the risks of global warming were real, the banks would not lend money to real estate investors to geographical locations that are deemed ‘at-risk’. That said, it shouldn’t stop us from doing the right thing for our environment. #climatechangehttps://twitter.com/ScottAdamsSays/status/1081538829511622660 …
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Mistakes were made? Glad to know they learned from them and took the punishing consequences for it. You're not a banker now and neither is Angleo Mozilo. You have demonstrated that you've got better things to do with yourself. Doubt he can say the same.
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The mortgage is secured by the property. There is usually no cross default to the borrower’s other assets. The bank & the borrower would be looking to the insurance Co to make them whole. If climate change made the insurance too risky the price of the property would collapse.
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