So what’s the persuasive clapback?https://twitter.com/ScottAdamsSays/status/1062721118509748224 …
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It could conceivably bring costs down. Plausibly enough to make up the difference?
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There is an easier solution there. Don't let the government guarantee them. Then the taxpayer is not on the hook, which will cause lending institutions to become more selective on loans based in part at least at the probability of employment post education.
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