1) The most important thing, again, has nothing to do with anything I'm going to write here.
Go do something nice for someone.
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4) There are a lot of ways to become underbanked.
One is if the large financial institutions don't find it worth their effort to support your demographic well.
Another is if there's a tank sitting outside the large financial institutions.
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5) And in fact, in what certainly seems like a first for the world:
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Stand with the people of Ukraine. Now accepting cryptocurrency donations. Bitcoin, Ethereum and USDT.
BTC - 357a3So9CbsNfBBgFYACGvxxS6tMaDoa1P
ETH and USDT (ERC-20) - 0x165CD37b4C644C2921454429E7F9358d18A45e14
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My take:
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Here's my take on current events & markets.
TLDR: The bubble has burst. Not just for the market, but for the world we live in.
Reality is back in fashion. We do not live in a post-war world. On the contrary, war is in Europe now.
How will the (crypto) markets react? 
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I cant because i aped in to a lot pf shitty alameda coins. Coins with 1% in virculation. First days pump to trap people and a slow price dead after that. Thank you sam, i cant help anyone.
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kinda embarrassing tbh. Why would you keep aping into such shitty coins? lol
take some responsibility.
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