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uh "clear" is a complicated word with ACH's :P
we try to pre-credit in seconds, but it takes months (!!!!!!) to no longer be at risk
Hah that’s what I thought. Thanks for clarifying, awesome your taking the risk and crediting instantly.
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How is this different (for average customer) than the speed at let’s say binance.us ach credits (almost instant as well)?
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I believe its similar, although with binance you need to have over-collateralized balance in account >