My husband's employer is changing insurances and I've discovered that basically no independent mental health people accept the new one
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Even if not, if they just compensate same as their cost, might be able to buy a better policy for "only" a couple hundred a month...
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..which is pretty bleh, but probably not nearly as bad as paying doctor's bills out of pocket.
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Unlikely since additional compensation likely to be taxable to the employee requiring an even larger outlay from employer to make whole.
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Indeed. Getting all would be a big negotiating feat, unlikely. But getting part/most might suffice to make it worthwhile.
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