No, just no. What "properly securing your account" means depends highly on the user and it is not for others to police.
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You *can* use a hardware device for your ssh keys, though admittedly very few use it.
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And the most important aspect is that it's the user's choice, and invisible to the server.
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Compare to the historical (ongoing?) hell with banking in some countries where you had to use specific MSIE-integrated junk to login.
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Up until recently case didn't matter in your RBC (Royal Bank) web banking login (they uppercased it in JS before submitting). And of course they don't have 2FA.
End of conversation
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