We're all just one diagnosis or accident away from financial ruin. Preexisting conditions are important to protect but those of us who are relatively healthy but don't have employer sponsored care need affordable premiums and we all need reasonable deductibles.
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I've worked my whole life to save some money and pay off my mortgage so I can afford to retire before I die. I have too much to lose to forgo insurance, even though I rarely use it, but I cannot pay $600-800/mth which is insane & the result of unregulated insurance industry.
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As I said before, everyone has a preexisting condition, you just don’t know what it is yet
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