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A recent study found that roughly a quarter of Main Street investors that owned mutual funds did not know what fees they had to pay after reading their financial disclosures and another 20% insisted they did not have to pay any fees at all.http://on.wsj.com/2MBrDPi
Clearly, financial disclosures are too complex and wonky for everyday investors. That’s why I am proud that last week, my SEC Disclosure Effectiveness Testing Act passed the House.
The bill would require the SEC to conduct extensive surveys and interviews to create disclosures in plain English for retail investors.
Whether it is buying a house, sending your kids to college, investing in your retirement, or just saving for a rainy day, the American dream depends on our ability to invest in our future.
I couldn’t be more thrilled that my first bill passed in Congress stands up for Americans’ financial stability.
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