Pre-existing conditions have zero impact on coverage in New York. We've had guaranteed issue and a community rating model enshrined in law since 1992.
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Neither of which are specific to pre-existing condition coverage. Under NYS Law, there are allowable exclusions up to 12 months of coverage under certain conditions. It all got better with the ACA.
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Thank you from a disabled senior!


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Thank you for fighting for us.
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Rep Dan Crenshaw has a different take on this. What is your response to his tweet?
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How about you fix the medical industry and insurance games, with more than one cost/price for different people and get government OUT of the medical industry completely!!!
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