This is great for NJ residents. Hopefully @senatemajldr will allow it on the senate floor once it passes through the house.
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Aside from being profoundly grateful to you for your work, I'm happy to see how well you're looking now.
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Before putting a lot of challenged drivers on the road, suggest looking into the research that is the basis for insurance company determinations. See how valid the corollary and how accurately that is reflected statistically by demographic. You might be surprised.
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I agree, but most auto insurance is regulated at state level. States should require proof that these factors are actuarial you relevant. Also full public disclosure on which companies use which factors.
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