@Sargon_of_Akkad & @OmniDestiny You should both read this book. It investigates a lot of things you've talked about. https://www.amazon.com/Toxic-Inequality-America%C2%92s-Destroys-Threatens/dp/0465046932 …
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1. Housing makes up 2/3 of middle class equity & Black home values appreciate as slower/negative rates than White homes.
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2. Black college graduates retain less wealth than White college grads because they use their increased earning power to help family etc
End of conversation
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