you mean first-order fx of income transfer, 2nd order of substitution between savings-types, or general collapse of family
well, not if you get it out in the form of a rly pricy cancer treatment- that won't cause substitution out of consumption to kids
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anyway, whichever way these models break I think it's the heuristic that had a meaningful impact: from "my children will take care of me" to "my entitlements will..."
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