Because Bitcoin especially (through the Tether fraud) and cryptocurrency more generally is a pyramid scheme, of course Wall Street and venture capital need it to go mass market. It's the only road to getting out of their current investment at a profithttps://www.politico.com/news/2021/05/30/bitcoin-investment-wall-street-lobbying-491399 …
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The infrastructure of the technology doesn't need to be decentralized. It won't and can't be. What is needed is the ability to transfer fiat/assets peer to peer without a banking/3rdP institution.
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I like the idea of a CBDC, payment processors can legitimately overstep.
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