I didn't realize Stripe had branched out into usurious lending (I clock this at about an 11% annual interest rate based on the repayment period)pic.twitter.com/2vXFs8lxT9
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Yes; see other tweet. If a business has better options, they should pursue those — we aren’t trying to create a product that all seek to use. This exists because businesses consistently report substantial capital constraints (and credit cards are far from being a panacea).
So the somewhat oblique point of my rant is that these capital constraints for small and medium sized businesses are a disaster for tech, in that the difficulty of running a small going concern, and the ease of getting large investment for moon shots, has killed innovation
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