@mrjamesob this worth a read and it will likely apply to the UK
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Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi
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It’s NOT a flaw in the system by the articles own numbers. Americans are spending 3,900 usd per month but have only saved 21,000 usd by age 50?
Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi
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“Americans 56 to 61 had a median balance of $21,000 in their 401(k) accounts in 2016”. This is ridiculous and it’s because of overspending (not lack of income)- So the first issue is teaching people how to save.
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Positive real interest rates on savings accounts and Treasury instruments would be the greatest incentive/educational tool to communicate the value of savings. The government has obliterated that message in favor of saving large banks and their abominable self-dealing managers.
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