@NIOReaction @nyansandwich @_Hurlock_ Selection pressure has been shifted from borrowers, to banks, to governments -- even civilizations. ..
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Replying to @Outsideness
@Outsideness @NIOReaction @nyansandwich @_Hurlock_ I want to live in a society where interest rates are proportional to comprehension1 reply 0 retweets 0 likes -
Replying to @AstolfvonAlabam
@Outsideness @NIOReaction @nyansandwich @_Hurlock_ I can take a brutal rate because I have the mental resources to avoid the brutality2 replies 0 retweets 0 likes -
Replying to @AstolfvonAlabam
@AstolfvonAlabam @NIOReaction @nyansandwich @_Hurlock_ OK, but that's entirely upside down. High rates cover default risks.1 reply 0 retweets 1 like -
Replying to @Outsideness
@AstolfvonAlabam @NIOReaction @nyansandwich @_Hurlock_ If you don't want incompetent impulsive idiots getting into debt problems ...1 reply 0 retweets 0 likes -
Replying to @Outsideness
@AstolfvonAlabam @NIOReaction @nyansandwich @_Hurlock_ ... the only 'solution' is to criminalize lending to them. Two huge problems. ...1 reply 0 retweets 2 likes
@AstolfvonAlabam @NIOReaction @nyansandwich @_Hurlock_ (1) It requires state system of population classification (horribly messy). ...
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Replying to @Outsideness
@AstolfvonAlabam @NIOReaction @nyansandwich @_Hurlock_ ... (2) It simply pushes the business onto the black market -- meaning higher rates.2 replies 0 retweets 2 likes - 1 more reply
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