Elizabeth Warren's YIMBY plan: 1. Block grants to cities that reduce zoning restrictions 2. Subsidies for affordable housing 3. Down payment assistance to help poor people buy houses 4. More policing of lending discrimination https://www.theatlantic.com/politics/archive/2018/09/elizabeth-warrens-fix-americas-housing-crisis/571210/ … I like it.
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But isn’t that a wash in a higher interest rate environment? Plus, their overall credit risk profile to lenders shouldn’t really change based on a handout to reduce the principal a little.
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