Elizabeth Warren's YIMBY plan: 1. Block grants to cities that reduce zoning restrictions 2. Subsidies for affordable housing 3. Down payment assistance to help poor people buy houses 4. More policing of lending discrimination https://www.theatlantic.com/politics/archive/2018/09/elizabeth-warrens-fix-americas-housing-crisis/571210/ … I like it.
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Please take the following as entirely sincere: I take this as so entirely self evident from 2007 that I first want to make sure we aren’t talking past each other? Ie my view: the primary homebuyers hurt in 2007 were the over leveraged.
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Combination of banks failing to underwrite and overuse of ARMs. Then after the collapse banks refused to refinance the ARM loans - which contributed to another wave of foreclosures when the mortgage increased.
End of conversation
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