A) Their profits are a trivial amount of the burden of student loan repayment. B) If govt. costs exceeded third-party provider costs, it's possible direct processing would increase repayment costs. C) Processing fees are a total and utter red herring in this debate!!
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Sure, there are two separate points that I conflated in my tweet. -Interest forgiveness as opposed to complete forgiveness given the incredible cost of total forgiveness. -System has generated an immense amount of predatory behavior.
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I'm fine with cracking down on predatory behavior but it in no way is responsible for the student loan crisis, thus is a red herring in the discussion of loan forgiveness. Now, we are done.
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Ok, man. I never said it was responsible for the crisis. I said it was the most objectionable part.
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I just wish you would "doubt that" more.
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Yes, definitely the guy asking "what predatory behavior" in a discussion about student loans who holds the high ground.
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So you're saying I doubt stuff, while you proceed serenely forward, untroubled by any pesky facts that contradict your thesis? :-)
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Haha, no, I'm saying that you are very energetically arguing against a point I didn't make while very smugly congratulating yourself while not exactly demonstrating a great command of the subject.
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But none of that is true. I guess I haven't deleted my tweets and blocked you yet, if that qualifies as "energetic". You've failed to engage with my central point (i.e. that loan processors aren't a major factor in the student debt crisis). And my command of the subject is great.
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