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The saddest part is, levels of financial literacy are so low that this doesn't resonate with most people
Inflation is insidiously obscure, but everybody knows about the fees bank charge, especially the poor. Just lecturing people to "save more money" is woefully insufficient. The financial industry's deck is stacked against the straightforward saving of money.
Woefully insufficient indeed. Even if we were to successfully educate about saving, whether in fiat or crypto, it wouldn't change the fact that the poor live paycheck to paycheck, scraping by to pay those late payment fees. More important than the why is the how of it all
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