Investing well is a skill that everyone can and should learn. Accreditation rules prevent learning and push people into a small set of "safe" assets, high-priced managers, and into lotteries / gambling. Rules based on sophistication instead of net worth would lower inequality.
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How does one choose a "good money" without learning some basic principals of investing? What makes a money "good" is no simple question.
You wouldn't learn about good money from any central bank/central government endorsed study guide, nor would their quiz test such knowledge. It would test for knowledge of and belief in central banking ideology.
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