From ICOs to centralized exchanges, little is more common in this business than trusted third parties screwing the naive people who trust them. https://nakamotoinstitute.org/trusted-third-parties/ …https://twitter.com/Codiox/status/1012444764946518022 …
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Would you say it’s critical to have 100% of your coins offline? Say on a trezor device. Or are companies like Coinjar - which was a wallet first, now trading platform - ‘safe enough’ to store some of portfolio as well?
HW wallet is much better in cases where you don't need to frequently go to/from fiat.
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