Agreed, though I can imagine a 3rd worry-minimization provided by state-channel-style microtxns in the "deposit X btc and gradually spend X over time" paradigm. Worry-minimizing comes in knowing 1) X is still the absolute upper limit on how much I can lose (worst case), and 2)...
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...I have assurance (or at least more of it) that I can exit before X depletes. No withdrawal delays, etc. Crypto exchanges come to mind.
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(Worth noting that this doesn't necessarily require more than just two-way state channels; lightning style "network" is another story)
End of conversation
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The Tx may not be complete in your definition, but the payment is completed if both payer and payee accept it as a form of payment. The same concept as we observed it with
#Bitcoin. Nothing new. -
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