@patio11 I think you were tweeting about this recently but can't find it. If you were an American independent software person, and looking to find someone to lend you buying-a-house money (no W2 income, but it'd be a no-brainer at 2x the amount), where would you look?
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Replying to @NateMeyvis
It is truly, truly stupid that this is the answer, but (ascending order of difficulty): * look for "portfolio lenders" locally; will be a mix of pure play firms and local/regional bank * get an intro to a mortgage broker from another entrepreneur; watch them earn their money
1 reply 0 retweets 2 likes -
Replying to @patio11 @NateMeyvis
* your private banker if you have one and they immediately say "I do this all the time" when you ask and not "Ugh um yes we are here for all your financial needs."
1 reply 0 retweets 1 like -
Replying to @patio11 @NateMeyvis
Peanut gallery: all of the difficulty here is effectively structural, because the US mortgage market is designed around securitization and the requirements of GSEs (Fannie/Freddie/etc), an applicant with this profile is much more difficult to securitize than most engineers.
4 replies 0 retweets 3 likes
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