so it wouldn’t jump by a “sudden 20%”, wouldn’t be a “roughly predictable 3%” which would be factored into the loans/credit?
Doubt that would still be as good as the mildly deflationary Bitcoin
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I fully accept BTC's superiority. I'm just looking for a way to make it even better by creating another currency that can coexist and offer the one quality that BTC will not be able to for many years and possibly never, cheap lending.
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It just makes no sense to me how a civilization could store value in one coin and use another for lending. It doesn’t add up

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Financial world isn't aiming for simple solution. Do the current fiat, stocks, futures, derivatives, precious metals markets add up to you? If so for how long have you known them? Fiat is dominant for many decades now yet it never was good store of value so others flourished too.
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I expect BTC to become dominant with is capacity to be superior store of value and medium of exchange. But it is no good at being basis of credit or postponed payment, not now, not for many years to come and possibly never. Other forms of money will be needed.
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Nice, I didn't know about this one. I'll look into it.
End of conversation
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