Why would citizens use national currencies in that world?
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I suggest watching these series that explain the issues with money and eventually suggest a solution in the form of self-issued credit. https://en.wikipedia.org/wiki/Money_as_Debt …
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How would you demand? And even if you would sign up a legal contract, what if you want to sell part of this 0.05 BTC interest to someone else because you want BTC now instead of obligation?
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