sure, but so is simply having a relative doing the same job you're doing, and one needn't take out loans to do that. removing this apparatus may not change the game, but it changes the field of play. research and training will continue, but the mere credentialing? worthless
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i don't care what serves as the marker of social class, in my case. i think it's possible to think that way, but that's only idealizing the value of such an education. i see my lot as tied to the fortunes of the working class, which is the only universal class.
beyond that, i keep the lights on and keep doing the work. hewing wood and drawing water is man's natural state, until something better can be dreamed up