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MorlockP's profile
ⓘ Dogs don't have thumbs
ⓘ Dogs don't have thumbs
ⓘ Dogs don't have thumbs
@MorlockP

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ⓘ Dogs don't have thumbs

@MorlockP

Two-time Prometheus award-winning hard science fiction author. https://www.amazon.com/dp/B005JPPMS6  Learn how to homestead https://www.amazon.com/dp/B093BC3K1T 

Aristillus Crater, Luna
amazon.com/dp/B005JPPMS6
Joined June 2012

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    1. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

      ⓘ Dogs don't have thumbs Retweeted 𝖒𝖎𝖈𝖍𝖆𝖊𝖑 𝖈𝖚𝖗𝖟𝖎

      1/ 1) go to a bank, get preapproved for a mortgage. 20% down is ideal, but that's between you and the bank, not you and anyone else. 2) find houses on http://realtor.com  3) contact realtor 4) view house(s) 5) make offer ~5% below askinghttps://twitter.com/michaelcurzi/status/1455979126670589952 …

      ⓘ Dogs don't have thumbs added,

      𝖒𝖎𝖈𝖍𝖆𝖊𝖑 𝖈𝖚𝖗𝖟𝖎 @michaelcurzi
      assume that i am smart but know approx nothing eg i know what a lease is & basically sort of know what a mortgage is i'm wanting to know like.... wat is the standard pattern of negotiation, what are key terms to know/dumb errors to avoid wonder if theres a youtube vid for this
      Show this thread
      10 replies 4 retweets 43 likes
      Show this thread
    2. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

      2/ Remember that the realtors work for the seller, who pays them via his commission. Their ethical goal and financial incentives are to maximize the selling price. Thus, the realtor is sort of your frenemy. Wants a $$$$ price ...but closing a deal at $$ is better than no deal.

      4 replies 2 retweets 25 likes
      Show this thread
    3. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

      ⓘ Dogs don't have thumbs Retweeted 𝖒𝖎𝖈𝖍𝖆𝖊𝖑 𝖈𝖚𝖗𝖟𝖎

      3/ pro real estate is an entirely different beast a huge percent of house buyers are first timers the industry is organized around that; you won't look dumbhttps://twitter.com/michaelcurzi/status/1455979695153967107 …

      ⓘ Dogs don't have thumbs added,

      𝖒𝖎𝖈𝖍𝖆𝖊𝖑 𝖈𝖚𝖗𝖟𝖎 @michaelcurzi
      Replying to @MorlockP
      idk i had an internship in commercial real estate years ag, & there were terms like 'cap rate' that i think i'd look like a dumbass if i didn't know perhaps the truth is i am an absolute noob and that will be visible but i'm wondering if i can graduate to 'sort of aware' quickly
      2 replies 1 retweet 22 likes
      Show this thread
    4. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

      ⓘ Dogs don't have thumbs Retweeted Mike the Grate

      4/ 500% this surfing real estate on http://realtor.com  can be a hobby do it for months or years get to REALLY know the market when any given house comes on the market, you want to already have opinions about quality, yard size, price, etchttps://twitter.com/mikethegratest/status/1455980005578711177 …

      ⓘ Dogs don't have thumbs added,

      Mike the Grate @mikethegratest
      Replying to @MorlockP
      My additional tip is to try to see a lot of houses before you start making offers. If you're a new buyer, you may not know what you want until you've seen what's available.
      6 replies 2 retweets 29 likes
      Show this thread
    5. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

      5/ happy to answer any other R.E. questions. I'm not super duper sophisticated, but - I've purchased two houses - I just helped sel FIL's house last week - my family has often owned rental properties - I surf http://realtor.com  more or less daily AMA

      6 replies 1 retweet 10 likes
      Show this thread
      ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

      ⓘ Dogs don't have thumbs Retweeted John Taloni

      6/https://twitter.com/JohnTaloni/status/1455981528740077570 …

      ⓘ Dogs don't have thumbs added,

      John Taloni @JohnTaloni
      Replying to @MorlockP
      What is a down payment elsewhere will buy you a whole house in exurb-to-rural Ohio. Then you'll need to work remote. A copy of "Escape the City" may be your friend as well...
      12:34 PM - 3 Nov 2021
      • 6 Likes
      • Frank Vance Eric Richards The Bicoloured-Python-Rock-Snake orb Shea Levy
      1 reply 0 retweets 6 likes
        1. New conversation
        2. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          ⓘ Dogs don't have thumbs Retweeted

          7/ my understanding is that http://realtor.com  is just one website that subscribes to the data feed from the national real estate broker common database. I like the UI, but I have no reason to think they're the only choice. https://twitter.com/maskoficarus/status/1455982192236974082 …

          ⓘ Dogs don't have thumbs added,

          This Tweet is unavailable.
          2 replies 1 retweet 5 likes
          Show this thread
        3. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          ⓘ Dogs don't have thumbs Retweeted ☉rthonormalist

          8/ yeah, coming in 5% under in a hot market is a way to lose ... but most markets are not hot markets. If you're bidding in a place where it's +5 / + 7 / +10% over or GTFO ... you're realtor will make that very clear to you.https://twitter.com/orthonormalist/status/1455982197698007042 …

          ⓘ Dogs don't have thumbs added,

          ☉rthonormalist @orthonormalist
          Replying to @MorlockP
          5) doesn't work in hot markets. You might ask 'what do you have to lose' and the answer is 'your seat at negotiations to people who don't lowball the seller' - which is an issue if every house is going in ~6 days.
          2 replies 1 retweet 8 likes
          Show this thread
        4. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          ⓘ Dogs don't have thumbs Retweeted Definitely Not Eevee

          9/ You're going to pay ~1-2% when you buy in various fees, and ~5% to the realtor when you sell...and it's going to be a big hassle to sell. And in the mean time you're exposed to all of the upside AND downside of one local R.E. market. Think carefully.https://twitter.com/eevee_not/status/1455982964299419657 …

          ⓘ Dogs don't have thumbs added,

          Definitely Not Eevee @eevee_not
          Replying to @MorlockP
          Thoughts on buying a house if you're unsure if you'll still be in the area, say, 5 years from now? It'd be nice to stop renting but unsure if this ends up being a net loss from fees or such.
          1 reply 1 retweet 10 likes
          Show this thread
        5. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          ⓘ Dogs don't have thumbs Retweeted Dundreary

          10/ I've sold long distance once, never bought long distance. I'd REALLY get to know the market, then fly out for a week or two and view houses every single day. Re safety: pull up census crime stats. Primary sources >>> http://realtor.com  ratinghttps://twitter.com/dundreary/status/1455982958683332608 …

          ⓘ Dogs don't have thumbs added,

          Dundreary @dundreary
          Replying to @MorlockP
          Any tips on long distance buying? I’m on the west coast. Thought about buying in Florida earlier this year. Prices we’re getting crazy, houses no sooner listed than sold, etc, so decided against. One problem: interpreting the http://realtor.com  neighborhood safety ratings.
          3 replies 1 retweet 7 likes
          Show this thread
        6. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          ⓘ Dogs don't have thumbs Retweeted rolante

          11/ yep!https://twitter.com/rolante3/status/1455982958905495553 …

          ⓘ Dogs don't have thumbs added,

          rolante @rolante3
          Replying to @MorlockP
          Yes, do this. I surfed real estate for years before my first purchase. I was able to find a desperate seller by knowing the pricing.
          1 reply 1 retweet 7 likes
          Show this thread
        7. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          ⓘ Dogs don't have thumbs Retweeted Horrors Greeley’s Airtight Garage

          12/ strongly concur You can paint a room for $100 You can redecorate w stuff from Target or Crate N Barrel Everything but location and physical structure is malleable.https://twitter.com/HorrorsGreeley/status/1455982996650082314 …

          ⓘ Dogs don't have thumbs added,

          Horrors Greeley’s Airtight Garage @HorrorsGreeley
          Replying to @MorlockP
          Do not be swayed by the paint and decorations, except where they demonstrate routine maintenance. Ugly colors and furniture aren’t to be considered. Some good places stay unsold for this, which is good for you.
          2 replies 1 retweet 11 likes
          Show this thread
        8. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          ⓘ Dogs don't have thumbs Retweeted Cristiona

          13/ earnest money is real, tho not everyone insists on ithttps://twitter.com/Cristiona/status/1455984390107025413 …

          ⓘ Dogs don't have thumbs added,

          Cristiona @Cristiona
          Replying to @MorlockP
          So is earnest money just anachronistic bullshit or what?
          1 reply 0 retweets 6 likes
          Show this thread
        9. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          ⓘ Dogs don't have thumbs Retweeted Todd of Mischief

          14/ 100% agreed wife and I were house hunting for ~6 months before we found the farm. When we found it, we knew it was The One. We knew the town, we knew the town's tax rate, we knew local businesses, we know the rest of the market, we knew lot sizeshttps://twitter.com/AndToddsaid/status/1455984763987283978 …

          ⓘ Dogs don't have thumbs added,

          Todd of Mischief @AndToddsaid
          Replying to @MorlockP
          Really knowing the market ahead of time gives you the ability to act and react quickly. In a seller's market (I'm not sure what sort of market we are in atm) that can be the difference between getting a house and getting scooped.
          1 reply 1 retweet 9 likes
          Show this thread
        10. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          15/ knowing the market cold, we saw the house and we told the realtor IMMEDIATELY "put an offer in right this second" now, that said ... I also had big brass balls and came in at 15% under asking, bc I knew the market was very slow and the seller appeared desperate

          1 reply 1 retweet 7 likes
          Show this thread
        11. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          16/ it was absolute nerve wracking to pretend to nonchalance / to fake the ability to walk away / to stall for another 2 weeks to let seller panic ... and while worrying that someone else could swoop in and grab it ended up splitting the difference and getting it for 7.5% under

          1 reply 1 retweet 10 likes
          Show this thread
        12. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          ⓘ Dogs don't have thumbs Retweeted Josh King

          17/ strong agree re local market dynamics I pulled the above stunt (and saved myself $50,000 ) because I knew EXACTLY how slow the market was in this small rural town, how long properties normally sat on the market, how long this property had sat, etchttps://twitter.com/joshuamking/status/1455985141394776068 …

          ⓘ Dogs don't have thumbs added,

          Josh King @joshuamking
          Replying to @joshuamking @eevee_not @MorlockP
          So local market dynamics matter a lot. In many places prices have increased by double-digit percentages over the last 18 months. Real estate gains are "lumpy" that way. Proceed with caution - continuing to rent may be the best move.
          0 replies 1 retweet 14 likes
          Show this thread
        13. End of conversation

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