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MorlockP's profile
ⓘ Dogs don't have thumbs
ⓘ Dogs don't have thumbs
ⓘ Dogs don't have thumbs
@MorlockP

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ⓘ Dogs don't have thumbs

@MorlockP

Two-time Prometheus award-winning hard science fiction author. https://www.amazon.com/dp/B005JPPMS6  Learn how to homestead https://www.amazon.com/dp/B093BC3K1T 

Aristillus Crater, Luna
amazon.com/dp/B005JPPMS6
Joined June 2012

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    1. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

      ⓘ Dogs don't have thumbs Retweeted 𝖒𝖎𝖈𝖍𝖆𝖊𝖑 𝖈𝖚𝖗𝖟𝖎

      1/ 1) go to a bank, get preapproved for a mortgage. 20% down is ideal, but that's between you and the bank, not you and anyone else. 2) find houses on http://realtor.com  3) contact realtor 4) view house(s) 5) make offer ~5% below askinghttps://twitter.com/michaelcurzi/status/1455979126670589952 …

      ⓘ Dogs don't have thumbs added,

      𝖒𝖎𝖈𝖍𝖆𝖊𝖑 𝖈𝖚𝖗𝖟𝖎 @michaelcurzi
      assume that i am smart but know approx nothing eg i know what a lease is & basically sort of know what a mortgage is i'm wanting to know like.... wat is the standard pattern of negotiation, what are key terms to know/dumb errors to avoid wonder if theres a youtube vid for this
      Show this thread
      10 replies 4 retweets 43 likes
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    2. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

      2/ Remember that the realtors work for the seller, who pays them via his commission. Their ethical goal and financial incentives are to maximize the selling price. Thus, the realtor is sort of your frenemy. Wants a $$$$ price ...but closing a deal at $$ is better than no deal.

      4 replies 2 retweets 25 likes
      Show this thread
    3. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

      ⓘ Dogs don't have thumbs Retweeted 𝖒𝖎𝖈𝖍𝖆𝖊𝖑 𝖈𝖚𝖗𝖟𝖎

      3/ pro real estate is an entirely different beast a huge percent of house buyers are first timers the industry is organized around that; you won't look dumbhttps://twitter.com/michaelcurzi/status/1455979695153967107 …

      ⓘ Dogs don't have thumbs added,

      𝖒𝖎𝖈𝖍𝖆𝖊𝖑 𝖈𝖚𝖗𝖟𝖎 @michaelcurzi
      Replying to @MorlockP
      idk i had an internship in commercial real estate years ag, & there were terms like 'cap rate' that i think i'd look like a dumbass if i didn't know perhaps the truth is i am an absolute noob and that will be visible but i'm wondering if i can graduate to 'sort of aware' quickly
      2 replies 1 retweet 22 likes
      Show this thread
      ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

      ⓘ Dogs don't have thumbs Retweeted Mike the Grate

      4/ 500% this surfing real estate on http://realtor.com  can be a hobby do it for months or years get to REALLY know the market when any given house comes on the market, you want to already have opinions about quality, yard size, price, etchttps://twitter.com/mikethegratest/status/1455980005578711177 …

      ⓘ Dogs don't have thumbs added,

      Mike the Grate @mikethegratest
      Replying to @MorlockP
      My additional tip is to try to see a lot of houses before you start making offers. If you're a new buyer, you may not know what you want until you've seen what's available.
      12:29 PM - 3 Nov 2021
      • 2 Retweets
      • 29 Likes
      • Conrad Bastable Jewnbuggy (9,5) fedaykin reepicheep Mike P. Gator 🚁 Some Other Nick The Bicoloured-Python-Rock-Snake Radagast 🌋 zywiec Doompaul
      6 replies 2 retweets 29 likes
        1. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          ⓘ Dogs don't have thumbs Retweeted Shea Levy

          5/ I'm assuming that a first time buyer doesn't have the full purchase price of a house sitting in his checking acct ... but...in this era of stock options and Bitcoin appreciation, who knows!https://twitter.com/shlevy/status/1455980855080411138 …

          ⓘ Dogs don't have thumbs added,

          Shea Levy @shlevy
          Replying to @MorlockP
          Re: 1), if financially relevant (and you don't think inflation is coming lol) being able to pay in cash (i.e. without financing at all) can give you various edges in negotiation (lower price, priority over other bidders, etc.) because it's a much smoother process.
          1 reply 2 retweets 18 likes
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        2. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          5/ happy to answer any other R.E. questions. I'm not super duper sophisticated, but - I've purchased two houses - I just helped sel FIL's house last week - my family has often owned rental properties - I surf http://realtor.com  more or less daily AMA

          6 replies 1 retweet 10 likes
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        3. ⓘ Dogs don't have thumbs‏ @MorlockP 3 Nov 2021

          ⓘ Dogs don't have thumbs Retweeted John Taloni

          6/https://twitter.com/JohnTaloni/status/1455981528740077570 …

          ⓘ Dogs don't have thumbs added,

          John Taloni @JohnTaloni
          Replying to @MorlockP
          What is a down payment elsewhere will buy you a whole house in exurb-to-rural Ohio. Then you'll need to work remote. A copy of "Escape the City" may be your friend as well...
          1 reply 0 retweets 6 likes
          Show this thread
        4. Show replies
        1. Eric Richards‏ @EricRichards22 3 Nov 2021
          Replying to @MorlockP

          You almost want to check the new listings every day. If the market is hot, houses do not stay available long, and if you have more specialized requirements, being able to swoop in with an offer before the seller can organize a real open house can be helpful.

          0 replies 0 retweets 1 like
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        1. rolante‏ @rolante3 3 Nov 2021
          Replying to @MorlockP

          Yes, do this. I surfed real estate for years before my first purchase. I was able to find a desperate seller by knowing the pricing.

          0 replies 0 retweets 1 like
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        1. Andy Wilcox‏ @andy_wilco 3 Nov 2021
          Replying to @MorlockP

          My wife and I call this "Looking at house porn", and we bust each other regularly.

          0 replies 0 retweets 1 like
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