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Look I get that fundamentally people love to lie to themselves and think their own situation is hard but if you can't live in any city in America comfortably on 400k a year that's a you problempic.twitter.com/yHZr1jz9KX
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Replying to @drethelin
Was going to say, even if you are spending 5k/month on rent and 1000/Month on Food, you've still got ample headroom in there. And this assumes you haven't deigned to take a roommate who is also making 7 figures.
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Replying to @thepiclord @drethelin
I always find this discourse interesting bc I can entirely understand each side by putting myself in the situation to someone making $40k/yr the idea that $400k isn't rich is ludicrous but, to someone making $400k/yr >>>
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it's presumably a married professional couple, w upper middle class norms so OF COURSE they live in a [ "modest" ] house that costs $800k in a "decent" neighborhood, OF COURSE they're maxing out 401(k)s and IRAs, OF COURSE they're paying back student loans and lawschool loans >>
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they eat out at a decent sushi or steak place once a week, which they totally deserve for their 60 hour work weeks etc etc etc To be them, it doesn't FEEL rich. They're the poorest ones they know at their law firm / doctor's office / etc.
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If you knew that $400k was coming in no matter what and for decades to come, you'd feel rich. Many of us saved rather than spent the excess because that's how we were brought up. Children of Depression parents.
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that's a very good insight I have a friend who was making $$$$ but then got laid off having $10M in the market and pulling out 4% / yr = $400k totally different feel from "bust my ass and earn $400k ... as long as the job exists"
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