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If you knew that $400k was coming in no matter what and for decades to come, you'd feel rich. Many of us saved rather than spent the excess because that's how we were brought up. Children of Depression parents.
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Being fair, most people making $400k/year, specifically, probably work long hours at difficult work to earn it. So its not so much 'no matter what.' Its "so long as I keep slaving away at this job regardless of its effect on my psyche."
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Hmm. Also a possibility that they feel their money simply hasn't gotten them high enough on the status hierarchy to be 'rich' yet. They feel "cash rich and status poor" (although higher status than the peons). And status is what the monkey brain really craves.
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