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it's presumably a married professional couple, w upper middle class norms so OF COURSE they live in a [ "modest" ] house that costs $800k in a "decent" neighborhood, OF COURSE they're maxing out 401(k)s and IRAs, OF COURSE they're paying back student loans and lawschool loans >>
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they eat out at a decent sushi or steak place once a week, which they totally deserve for their 60 hour work weeks etc etc etc To be them, it doesn't FEEL rich. They're the poorest ones they know at their law firm / doctor's office / etc.
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Odds are that 400k/yr person is aware of and comparing themselves to a $1,000,000+/yr person. Or just overall has a warped sense of what defines 'rich' because they're surrounded by people in debt up to their eyeballs but also living in extreme luxury.
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