I'm okay with offering 18yr olds long term insurance against such risks at fair odds prices. But if they don't buy in then, those prices aren't available later.
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I imagine we'd both be okay with offering the same deal to anyone, regardless of age, but prices differ based on age, previous history, etc etc Perhaps a minor footnote in Aristillus 3 and 4 ...
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Using unemployment for the first time in the off season has been useful this winter for pursuing longer term projects.... but I'm not gonna lie the diminished pressure definitely makes me lazier
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COVID payments have severely hampered the ability for tradesmen in my area to get the helpers they need to do work in a timely manner. Misshapes the market in multiple directions.
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I know multiple people whose life’s work was finding a way to get on disability so they could work in their yard all day
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