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Seriously, single parents have very little free cash. Heck, married parents don't have too much. My wife is a housewife, I spent 22 years in low cost housing. My first house was 69 k, down payment was 7k dollars.
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They... often don't though. There are a lot of ways to get a first down payment that don't require 20% down. First house I did on an 80-15-5 then paid off the 15. Selling that gave me down payment for #2, which I still own. Bought two since then with less than 20% down.
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Siri, what is an FHA loan?
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