feel somewhat more negative about credit availability lately
bought an easy chair with @selentelechia tonight, chatted with the sales guy about things and he mentioned the existence of LEASED FURNISHINGS?
sadly not sure there's any good way to restrict ornate credit instruments
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apparently there are also kickbacks to car salesmen from lenders, and they actually take bids when they run ones credit thought it was weird as hell when i came in with a lovely preapproved credit offer and they wanted to run me again anyway hate this very much
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especially given that at this point lenders actually are somehow making a profit when they repo cars (???? weird but this is the report from industry) im just negative as hell about all of this
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Replying to @bdunbar @eigenrobot
watch youtube channel "vinwiki", guest "Rabbit", owner of a "buy here, pay here" lot he talks about this model
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There was a guy on The Truth About Cars for a few years who had many stories about his BHPH lot in Georgia.
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> Georgia that might very well have been "Rabbit" quite a character ... and in GA
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