I'd argue that most regulation is bad. Not because I'm a libertarian absolutist (although I am) but because any given regulation has an ROI - utility vs cost Arguably government picked the low hanging fruit (high ROI) regs early, and have been reaching for worse and worse sincehttps://twitter.com/jonst0kes/status/1251956434595729415 …
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my initial thought is insurance companies would have equivalent rules in order to insure something. I find myself invoking insurance for a lot of things lately. I wonder if its a legit solution or fantastical thought.
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