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MorlockP's profile
ⓘ Dogs don't have thumbs
ⓘ Dogs don't have thumbs
ⓘ Dogs don't have thumbs
@MorlockP

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ⓘ Dogs don't have thumbs

@MorlockP

Two-time Prometheus award-winning hard science fiction author. https://www.amazon.com/dp/B005JPPMS6  Learn how to homestead https://www.amazon.com/dp/B093BC3K1T 

Aristillus Crater, Luna
amazon.com/dp/B005JPPMS6
Joined June 2012

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    1. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

      ⓘ Dogs don't have thumbs Retweeted Blank

      lads * I didn't write any fiction at all until I was 40 * I declared bankruptcy when I was 41 and lost my company * I didn't move to a farm until I was 42 it's never too late to start over / take another swing at the ball / reinvent yourself NEVER GIVE UP You're not too old.https://twitter.com/ThatRayShow/status/1240015210393423872 …

      ⓘ Dogs don't have thumbs added,

      Blank @ThatRayShow
      Replying to @MorlockP
      How old are you? A range (early 40s or whatever) is fine...I'm wondering if I've missed the bus on the self-reliance thing. Should I just go quietly to the Boomer medical facility...which, for some reason is right next to the new Soylent factory?
      13 replies 47 retweets 296 likes
      Show this thread
    2. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

      2/ ...and I turn 49 in a few months.

      2 replies 0 retweets 18 likes
      Show this thread
    3. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

      ⓘ Dogs don't have thumbs Retweeted Definitely Not Eevee

      3/ moved ~ 4 weeks after BR protected the equity in the old house via a homestead filing, borrowed money from family, bought farm, worked 2 jobs / 60 hrs per week for ~5 years to pay them backhttps://twitter.com/eevee_not/status/1240017696198025216 …

      ⓘ Dogs don't have thumbs added,

      Definitely Not Eevee @eevee_not
      Replying to @MorlockP
      Huh, for some reason thought the bankruptcy was on your 30s. Which already made it impressive that you moved onto a farm so soon, but in less then 2 years!? How the heck did you manage that?
      1 reply 1 retweet 21 likes
      Show this thread
    4. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

      ⓘ Dogs don't have thumbs Retweeted Wu1f

      4/ thanks! additional dataL after the crash of 2008 crushed my business I soldiered on for 6 more years trying to pay back bank before finally declared BR. My house had equity bc of market appreciation plus the additions I'd built. That was 2/3 of farm.https://twitter.com/tketkr/status/1240020282854854658 …

      ⓘ Dogs don't have thumbs added,

      Wu1f @Wu1f_tketkr
      If you aren't familiar with Morlock's story, it is absolutely fascinating, and a model for how everybody should think. Not everybody has a family that could, or would, loan money to buy a farm, but there are other ways. This is a story of self reliance, mostly, and paying it back https://twitter.com/MorlockP/status/1240015737575612416 …
      3 replies 0 retweets 17 likes
      Show this thread
    5. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

      5/ I got the farm paid off after 4 years. This year, after ~6 years of two jobs, I stepped down to just 1 job. Super relaxing. But this is why I rage at NEETS who are all "wait, success requires hard work? !@# that, boomer, I just wanna play vidya!". ok, child

      1 reply 0 retweets 35 likes
      Show this thread
    6. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

      ⓘ Dogs don't have thumbs Retweeted James

      6/https://twitter.com/JameseoTJ/status/1240021830041128960 …

      ⓘ Dogs don't have thumbs added,

      James @JameseoTJ
      Replying to @ThatRayShow @MorlockP
      Richard Proenneke was in his 50s when he went to live innawoods. You're only as old as you feel https://www.youtube.com/watch?v=iYJKd0rkKss …
      1 reply 0 retweets 8 likes
      Show this thread
    7. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

      ⓘ Dogs don't have thumbs Retweeted Meta

      7/ I'd been running my small biz "for the bank" for about 6 years, making $5k/mo payments on the business loan, and paying myself about $12/hr. Bank kept talking about restructuring the debt, but then declined - bc if I defaulted, they'd get paid by SBAhttps://twitter.com/meta_nomad/status/1240028451446362115 …

      ⓘ Dogs don't have thumbs added,

      Meta @meta_nomad
      Replying to @MorlockP
      Key question then, what happened between 41 and 42 to make the move possible?
      1 reply 0 retweets 12 likes
      Show this thread
    8. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

      8/ To clarify: my firm had borrowed $500k from the bank, and had paid back about $350k of it. But I couldn't keep paying at $5k/mo bc there wasn't enough income. Wanted to pay $2k. But the bank would RATHER that I defaulted, because then the fedgov would pay them in full.

      1 reply 0 retweets 19 likes
      Show this thread
      ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

      9/ So, anyway, after 6 years of working for $12/hr, and taking side jobs after work to, you know, buy groceries and stuff, I finally learned that the bank didn't WANT me to succeed - they preferred failure bc of USG incentives. At that point I slapped my forehead.

      2:38 PM - 17 Mar 2020
      • 2 Retweets
      • 19 Likes
      • BeardedCynic Dr Grumpy Grandpa Slicin' Hammer ⚠️ Jason Trippet Ryan Karl K. Gallagher 𝐓𝐨𝐦 𝐊𝐞𝐝𝐫𝐢𝐜𝐤 JDangerously Alea Iacta Est (((A. H.)))
      1 reply 2 retweets 19 likes
        1. New conversation
        2. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

          10/ The trick was that I - as an individual - had cosigned my firm's loan documents (bc otherwise the bank wouldn't loan to the firm). So the firm didn't declare bankruptcy - it had no need to, bc it had no money. I personally did. ...in order to sever the cosigned document.

          1 reply 1 retweet 10 likes
          Show this thread
        3. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

          11/ I didn't actually write off any personal debt - no credit cards / car loans / etc. If I'd been smart, I would have done this in 2008. I could have even kept my 401k , instead of cashing it out in 2009 or so to help survive. I was kind of a sucker to keep trying for 6 yrs.

          1 reply 0 retweets 12 likes
          Show this thread
        4. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

          12/ The smart thing would have been to think instrumentally about it all. I was locked in to it by ego, self-conceptions of identity, and expectations of friends and family. Dad and then-GF (now wife) "believed in me" and "knew I could do it". ¯\_(ツ)_/¯ Anyway.pic.twitter.com/nuM9e2JTRC

          1 reply 0 retweets 22 likes
          Show this thread
        5. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

          ⓘ Dogs don't have thumbs Retweeted

          13/ reddit personal finance is well thought of, I think ? https://twitter.com/JoesBarAndCult/status/1240030265168166912 …

          ⓘ Dogs don't have thumbs added,

          This Tweet is unavailable.
          3 replies 0 retweets 10 likes
          Show this thread
        6. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

          ⓘ Dogs don't have thumbs Retweeted

          14/ I wrote and published a handful of non fiction articles on magazines over the years - Dragon (when a teen), Fine Homebuilding, Make (x 2 or x3 ?) https://twitter.com/RhodieRodden/status/1240039711084863488 …

          ⓘ Dogs don't have thumbs added,

          This Tweet is unavailable.
          1 reply 1 retweet 4 likes
          Show this thread
        7. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

          ⓘ Dogs don't have thumbs Retweeted

          15/ love this image! https://twitter.com/context_ing/status/1240048007933878272 …

          ⓘ Dogs don't have thumbs added,

          This Tweet is unavailable.
          1 reply 2 retweets 13 likes
          Show this thread
        8. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

          ⓘ Dogs don't have thumbs Retweeted "Astonishing Hero" in High Orc

          16/ This is an excellent idea. My thoughts are not fully formed, but I have ... some. Busy coding now, and I've got to assemble some mobile tool bases after dinner. Remind me in a few days, guys.https://twitter.com/jfburrell/status/1240048771511332865 …

          ⓘ Dogs don't have thumbs added,

          "Astonishing Hero" in High Orc @Astonishng_Hero
          Replying to @MorlockP
          I could go for an entire thread on "when to quit" - especially the psychological component. Everything is always "try harder."
          2 replies 0 retweets 8 likes
          Show this thread
        9. ⓘ Dogs don't have thumbs‏ @MorlockP 17 Mar 2020

          ⓘ Dogs don't have thumbs Retweeted

          17/ https://twitter.com/context_ing/status/1240049454247374848 …

          ⓘ Dogs don't have thumbs added,

          This Tweet is unavailable.
          0 replies 0 retweets 7 likes
          Show this thread
        10. End of conversation

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