2/ my math is NOT off ; I said "current year" (2019), not 2008, and I ran it through an inflation calculator before hand to verify https://twitter.com/verogg/status/1206648085557825537 …
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3/ Yep, that, NOT the cost of housing or the real estate crash of 2008 [ two arguments that pull in opposite directions, actually ] is the explanation for why she's in debt. https://twitter.com/stephengracin/status/1206652157560266757 …
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You just served a perfect Ok Boomer
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GP I wonder what her grad school degree is in.
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I finished mine when I was 40. Did not impact my life. You make adjustments along the way. What I've taught my kids is to derive pleasure from things that are free and not one of them is a spendthrift. No new cars, no fancy clothes, no exotic vacations, no jewelry. all happy
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Because she obviously was not making monthly payments
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She bought a beamer.
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That "except for a period of under employment" is doing a lot of work, and likely explains a bunch of the remaining balance. I know I had penalties, including higher interest rates, in the contract for missing payments.
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I'm almost done paying off my student loans, but there's no question that I got a crazy ROI on what I borrowed. It was good debt for a STEM degree, and it paid off just fine. no ragrets
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