call this "an apocalypse call" c.f. "apocalypse put"https://medium.com/@byrnehobart/how-should-you-trade-a-nuclear-war-a33a7d57859a …
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Isn't this why all those wealthy folks are investing in apocalypse bunkers? https://www.newyorker.com/magazine/2017/01/30/doomsday-prep-for-the-super-rich … I'd say the market has proven itself, you're just aiming for the lower-upper class types.
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Harbor me and a few close family on your farm and we will be competent farmhands capable of following orders and solving problems without disturbing you.
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I have literally worked out this business idea on paper before, and thought about pursuing it. You'd do it like a time share, with a promise of a bed or hammock in a bunk house for someone's family as long as they stay subscribed.
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I don't think the statistical analysis is sound, though it is, of course, debatable. I agree that prepping is a form of insurance but would like to note that not all insurance is worth buying.
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