10/ Productivity has gone up massively. If a guy in 1910 can stamp 1 widget per hour for $1/hr, is it not reasonable that in 2010 stmaping 10 per hour he earns $10/hr ? https://twitter.com/SoSayethBob/status/1188960814633373697 …
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Right now, about 1%. It fluctuates between .5 and 1% typically.
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so if your net worth is, averaged over your lifetime, $1 M and on average 0.5% is in cash / dollars in an account and that loses 2% per year bc of inflation you lose $100/yr or $4k over your adult life pretty trivial compared to income taxes, sales taxes, real estate taxes.
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